Fewer than 2 percent of the people who make New Year’s resolutions actually achieve them, so why would you waste a minute setting them? The true reason is that it gives you hope that the next 12 months will be better than the last. If you have ever set the same goal year after year, why don’t you just stop the insanity? Stop setting goals and start taking the initiative through personal responsibility. Here are the top five goals people set and that 98 percent of those people are never going to come close to achieving.
1. Lose Weight
Don’t join a gym because the only exercise you will get is writing out the check. My suggestion? Personally I hate the gym but I go just about every day – early! And yes, you do have time and you can make it a priority. Read this from LiveStrong.com.
Practice self-control and take personal responsibility. Pay cash for everything, especially large purchases. Get more plastic—debit cards only. There are some great points in this post.
3. Debt Reduction
Add up your debt. Determine a date when you want the debt retired and gone. Divide the debt by the number of months, weeks or days. I recommend weeks. Yes, this is difficult, but you should also calculate what you are paying in interest. You are throwing your hard-earned money to someone else. More on debt reduction here.
4. Learn Something New
A lifelong learning framework encompasses learning throughout the life cycle, from cradle to grave and in different learning environments: formal, nonformal and informal. Just focus on improving your skills 10 minutes a week! It’s probably more than you do now. Here are 15 great steps.
5. Volunteer and Help Others
Resolve to replace the pursuit of success and materialism with the pursuit of contribution and generosity. For this to occur, the critical question is: “What can I contribute that will significantly impact other people’s lives?” By focusing on what we can contribute, we automatically become successful. Read more here.